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Wealth Planning Resources

Main Office

460 Totten Pond Road 

Suite 600

Waltham, MA 02451

Call us: 781.547.5620

Duxbury Office

289 St. George Street

Suite 208

Duxbury, MA 02332

OUR SERVICES

Business Stages

Managing the stages of your growing business takes careful planning. Risk Management, Succession Planning, Personal Protection Planning, and Employee Benefits all play a role in managing your business. Through our goal setting and assessment process, we provide you guide and education through these issues.

Start-Up Stage

  • Create a cash reserve

  • Develop a transition plan in the event of an untimely death or disability of owner(s).

  • Protect owner’s income and provide for family’s long-term needs.

  • Start personal retirement planning and implement an employer sponsored retirement plan.

  • Provide employee benefits.

 

Growth Stage

  • Protect key employees

  • Protect cash flow

  • Create a strong management team

  • Determine value of business.

  • Reconfirm and update protection plan of owner(s)

  • Review personal retirement plan and family income needs.

  • Develop personal estate plan

  • Income tax planning.

  • Maximize company retirement plan.

  • Explore selective benefits for top performers.

 

Maturity Stage

  • Update and review business value

  • Review and update buy-sell agreements

  • Develop a long-term transition plan strategy

  • Review personal planning: estate tax planning, update retirement planning strategy, review estate plan

  • Review existing benefit plans

  • Implement retirement/incentive programs to retain key employees

  • Continue to take advantage of company sponsored retirement plans.

 

Transfer Stage

  • Transfer business protection to new owners

  • Execute transition strategy

  • Implement personal retirement strategy and income streams.

  • Review owner’s estate planning strategies including legacy and charitable planning.

  • Transition plan for employee benefits.